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                <text>Willingness to accept capitation payment system under the Ghana National Health Insurance Policy: do income levels matter?</text>
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                <text>Frank Gyimah Sackey, Peter N Amponsah</text>
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                <text>This research was set to examine the factors influencing the willingness and the likelihood of Ghanaians to accept the capitation payment system under the National Health Insurance Scheme. Data was collected through the random sampling method in all the ten regions of Ghana. A probit estimation with marginal effects was adopted to examine the factors influencing the willingness and the likelihood while the generalized Blinder-Oaxaca decomposition was used to examine the extent to which individual characteristics influence the acceptance gap between high income and low-income earners. Our results indicated that, at the individual level, high income, being employed, awareness and smaller household size were the significant factors influencing the willingness and the likelihood to accept capitation. We also observed that the acceptance gap between high income and low-income earners was …</text>
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                <text>Impact of technology on macro-level employment and the workforce: What are the implications for job creation and job destruction in Ghana?</text>
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                <text>Richard Kofi Asravor, Frank Gyimah Sackey</text>
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                <text>Technology whilst creating jobs has destroyed many jobs. The destructive power of technology has led many workers in developing countries, especially Ghana to fight against its introduction. We investigate the effect of technological change on job creation and destruction in Ghana using longitudinal data from the World Development Indicator covering 1990 to 2018. By running the ARDL model, the summative technology-related job destruction is higher in the short run whilst job creation is higher in the long run. Thus, technology has a compensation effect on job destruction and job creation, due to its labour-saving nature. The short and long-run job destruction is higher with increasing importations, interest rate, and minimum wages, however, economic growth, FDI, and exportation increase job creation. Since technology results in higher job destruction, it is important to equip workforce with the technological …</text>
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                <text>Is rationing in the microfinance sector determined by the microfinance type? Evidence from Ghana</text>
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                <text>Luis Diaz-Serrano, Frank Gyimah Sackey</text>
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                <text>This study sets out to examine the extent to which access to credit and credit rationing are influenced by the microfinance type based on the major factors determining micro, small and medium enterprises' access to credit from microfinance institutions in the era of financial liberalization. The data for the study were gleaned from fourteen microfinance institutions' credit and loan records consisting of borrowers and credit characteristics. Our results are puzzling and show that credit rationing is not influenced by the microfinance types but by the individual microfinance institutions.</text>
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                <text>IZA Discussion Papers</text>
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                <text>Public expenditure and health status in Ghana</text>
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                <text>George Compah-Keyeke, Frank Gyimah Sackey, Marcella Aziensum Azinim</text>
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                <text>Better health status is described as an indicator of economic success or failure of nations. The availability of health care services and the physical, biological and socioeconomic environment, in which a person lives, broadly determine disease pattern, health status and therefore, the quality of life. This paper examines the relationship between public spending and health status in Ghana, using simple but conventional econometric techniques. One measure of health status [under five-mortality rate (per 1000 live births)] was used as an indicator of health status. The results revealed that the availability of physicians and health insurance are the most important determinants of health status in Ghana. Contrary to findings from earlier studies however, the analyses found income per capita to be a rather insignificant determinant of health status. The policy implications that emanate from this paper based on the results are that the health sector is interlinked with socioeconomic development and therefore, the government of Ghana must not treat the health services in isolation but in an integrated manner to achieve the broader goals of poverty reduction, human capital formation and economic development. The results support the hypothesis of increasing public investments in health, especially in the area that will attract the training and the supply of more physicians. The results also show that the national health insurance policy is a positive determinant of health status and, therefore, much education is needed to enlighten and attract Ghanaian into registering and subscribing to it. Government should also make money available for the purchase of drugs …</text>
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                <text>2013</text>
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                <text>Is there discrimination against the agricultural sector in the credit rationing behavior of commercial banks in Ghana?</text>
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                <text>Frank Gyimah Sackey</text>
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                <text>Purpose&#13;
The purpose of this paper is to examine if credit rationing persists even in the era of financial liberalization, the extent to which individual, firm and loan characteristics influence the rationing behavior of commercial banks and whether the agricultural sector is discriminated against in the commercial bank credit market.&#13;
Design/methodology/approach&#13;
The study employed a probit model with marginal effects and a generalized Blinder-Oaxaca decomposition estimation on a randomly selected data of 1,239 entrepreneurs from eight commercial banks’ credit records about their individual, firm and loan characteristics.&#13;
Findings&#13;
The study revealed that credit rationing persists and that applying for a relatively longer payment period, providing collateral and guarantor, being illiterate, being relatively older and being in the agricultural sector increases the likelihood of being credit rationed, while having some relationship …</text>
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                <text>Impact of African leaders' characteristics and regime transitions on economic growth in Africa</text>
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                <text>Frank Gyimah Sackey</text>
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                <text>This paper examined the extent to which leaders’ characteristics and regime transitions impact on economic growth. A unique panel dataset, comprising 44 sub-Sahara African countries from 1970 to 2010, was used for the study. We used the differenced generalized methods of moments’ estimation to test our dynamic model for the dataset controlling for leader specific effects. We observed that democratic leaders were able to attract foreign direct investment and impact on economic growth positively. With regard to regime transitions, we observed that business cycle existed, and it reduced the rate of growth in democratic governance in election periods as compared to autocratic governance. Overall, our results show that there is a limit to which an ageing leader can stay in office. Moreover, the overall results point to a democratic governance having an advantage over an autocratic one in the process of promoting …</text>
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                <text>Bank customersâ€™ preferences and responses to Corporate Social Responsibility (CSR) initiatives in Ghana</text>
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                <text>Â The study seeks to investigate Ghanaian bank customersâ€™ ranked preference for corporate social responsibility (CSR) initiatives and determine which initiative has the greatest effect on attitude and behaviour toward banks. A sample of 384 retail bank customers is employed in the study. Applying a one-way MANOVA and two uni-variate ANOVAs, the study finds that customers have the highest preference for corporate philanthropy initiatives, followed by customer-centric and community volunteering initiatives. Additionally, the overall effects of CSR initiatives on customersâ€™ attitude and behavioural intentions toward bank brands are found to be significant. More specifically, the study finds, using a ScheffÃ© post-hoc test, that corporate philanthropy initiative have the greatest effect on both attitude and behavioural intentions towards bank brands. Based on the findings, the study recommends that the best type of CSR initiative that retail banks should apply to stimulate customersâ€™ attitude and behaviour towards their brands in Ghana is corporate philanthropy initiatives.</text>
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                <text>https://ajobe.journals.ac.za/pub/article/view/107</text>
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                <text>Microfinance and credit rationing: does the microfinance type matter?</text>
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                <text>Luis Diaz-Serrano, Frank G Sackey</text>
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                <text>This study sets out to examine the extent to which access to credit and credit rationing are influenced by the microfinance type based on the major factors determining micro, small and medium enterprises’ access to credit from microfinance institutions in the era of financial liberalization. The data for the study were gleaned from the microfinance companies’ credit and loan records consisting of the various pieces of information provided by the borrowers in the application process. Our results are puzzling and show that credit rationing is not influenced by the microfinance types but by the individual microfinance companies. Our results also show that the Government microfinance company is the least severe in the rationing behavior.</text>
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                <text>Taylor &amp; Francis</text>
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                <text>Foreign direct investment and economic growth in Ghana</text>
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                <text>Frank Gyiamh Sackey, George Compah-Keyeke, J Nsoah</text>
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                <text>International Institute for Science, Technology and Education</text>
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                <text>2012</text>
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                <text>https://scholar.google.com/citations?view_op=view_citation&amp;amp;hl=en&amp;amp;user=dzxWX-AAAAAJ&amp;amp;citation_for_view=dzxWX-AAAAAJ:kNdYIx-mwKoC</text>
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                <text>Financial sector deepening and economic growth in Ghana</text>
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                <text>Frank Gyimah Sackey, Eric Maric Nkrumah</text>
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                <text>The purpose of this paper is to examine the effects of Financial Sector Development on Economic Growth in Ghana using the Johansen Co-integration analysis. The paper examines empirically the causal link between financial sector development and economic growth in Ghana. The Johansen Co-integration techniques within a bi-variate vector auto-regressive framework were used for the regression. Using a quarterly time series set of data on Ghana over a ten year period (2000–2009), the result of the study shows that, there is a statistically significant positive relationship between the Financial Sector Development and Economic Growth in Ghana. This outcome is in line with the results found for most of the literature reviewed. It is recommended that Government should encourage competition in the financial sector and micro finance development as these will improve and increase outreach and access to credit at a lower cost. This will boost private sector development and investments which is the engine of growth and development. This study will help policy makers in decision making as well as serve as a source of reference for further studies. Further studies are recommended to increase the frontiers of this study. Further research on the role of financial sector developments–following Hasan et al.(2006)–is warranted in order to gain a more conclusive understanding of the finance-growth nexus in a transitional country like Ghana.</text>
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                <text>https://scholar.google.com/citations?view_op=view_citation&amp;amp;hl=en&amp;amp;user=dzxWX-AAAAAJ&amp;amp;citation_for_view=dzxWX-AAAAAJ:UeHWp8X0CEIC</text>
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