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                <text>This open access book presents how cutting-edge digital technologies like big data, machine learning, artificial intelligence (AI), and blockchain are set to disrupt the financial sector. The book illustrates how recent advances in these technologies facilitate banks, FinTech, and financial institutions to collect, process, analyze, and fully leverage the very large amounts of data that are nowadays produced and exchanged in the sector. To this end, the book also describes some more of the most popular Big Data, AI, and Blockchain applications in the sector, including novel applications in the areas of Know Your Customer (KYC), Personalized Wealth Management and Asset Management, and Portfolio Risk Assessment, as well as a variety of novel usage-based insurance applications based on Internet-of-Things data. Most of the presented applications have been developed, deployed, and validated in real-life digital finance settings in the context of the European Commission-funded INFINITECH project, which is a flagship innovation initiative for Big Data and AI in digital finance. This book is ideal for researchers and practitioners in big data, AI, banking, and digital finance.</text>
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                <text>Recent advances in information and communication technologies (ICTs), particularly wireless broadband Internet access and communicating devices, are offering higher education institutions a greater opportunity to implement several innovative learning initiatives. Two of such technology enabled learning initiatives that have emerged and are spreading rapidly are: i. Blended, or Hybrid Learning - an approach to learning where Internet based, and face-to-face learning activities are integrated in ways to facilitate learning and thus achieve learning objectives, and ii. Flipped Learning - an approach which aims at improving learning outcomes by reversing the traditional teaching setup: students acquire basic content outside of class, and then work together in class on application-oriented activities. Ever since their emergence following widespread adoption of the World Wide Web in the 1990s, a growing number of …</text>
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                <text>In recent years, the fast-paced development of social information and networks has led to the explosive growth of data. A variety of big data have emerged, encouraging researchers to make business decisions by analyzing this data. However, many challenges remain, especially concerning data security and privacy. Big data security and privacy threats permeate every link of the big data industry chain, such as data production, collection, processing, and sharing, and the causes of risk are complex and interwoven. Blockchain technology has been highly praised and recognized for its decentralized infrastructure, anonymity, security, and other characteristics, and it will change the way we access and share information. In this book, the author demonstrates how blockchain technology can overcome some limitations in big data technology and can promote the development of big data while also helping to overcome security and privacy challenges. The author investigates research into and the application of blockchain technology in the field of big data and assesses the attendant advantages and challenges while discussing the possible future directions of the convergence of blockchain and big data. After mastering concepts and technologies introduced in this work, readers will be able to understand the technical evolution, similarities, and differences between blockchain and big data technology, allowing them to further apply it in their development and research. </text>
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                <text>Although information technology has positively influenced operations in the Ghanaian financial sector, there is still a high operational cost in performing KYC procedures due to duplication of efforts during clients' onboarding. The decentralized nature of blockchains makes them ideal for addressing these challenges. In this paper, the blockchain maturity model was used to assess the maturity and readiness of Ghanaian banks to adopt blockchain technology for KYC processes. Using primary data obtained via questionnaires and interviews, the individual components of the blockchain maturity model were assessed. The results indicate that the network, hardware, and software components are at repeatable, defined, and managed stages, respectively, while the people component lags in the initial stage due to a lack of adequate staff training. Finally, security and privacy are at the defined stage, whereas policy and …</text>
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