Financial inclusion, economic freedom and financial stability in sub‐Saharan Africa
Executive Summary The study examines the role of economic freedom in the relationship between financial inclusion and stability in sub‐Saharan African economies. By employing the System General Method of Moment and data from 39 sub‐Saharan African countries between 2004 and 2017, the study examines whether economic freedom (i.e., financial and business freedom) conditions the effect of financial inclusion on stability. Results from the study show evidence of a positive impact of financial inclusion on financial stability in sub‐Saharan African economies. Again, the results depict that financial inclusion could better enhance financial stability in economies with a high level of economic freedom (i.e., financial and business freedom). The results suggest that policymakers should allow financial institutions to operate with the level of freedom required to provide services at the lowest possible price. Further, it …
Siaw Frimpong, Mawusi Ayisat Yusuf, Ebenezer Boateng, Kwadwo Ankomah, Mac Junior Abeka
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Discrete Mathematics for Information Technology, 1st Canadian Edition
Discrete Mathematics for Information Technology is an applied, student-focused introduction to the mathematical foundations that underpin modern computing. Designed for learners in information technology and business contexts, this textbook bridges theory and practice by connecting core concepts, such as number systems, data representation, logic, proofs, relations, algorithms, Boolean algebra, and graph theory, to real-world applications in programming, networking, databases, and systems design. Each chapter is structured with clear explanations, worked examples, case studies, and programming-oriented exercises that reinforce both conceptual understanding and practical skills. Emphasis is placed on developing analytical thinking, problem-solving, and the ability to model and reason about digital systems with precision and confidence. As an open educational resource, the text is adaptable and accessible, supporting a wide range of teaching and learning environments. By integrating mathematical rigor with authentic IT scenarios, this book equips students with the essential tools needed to succeed in modern, data-driven, and technology-focused careers.
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