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                <text>Factors affecting port users’ behavioral intentions to adopt financial technology (fintech) in ports in sub-saharan africa: A case of ports in Ghana</text>
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                <text>Ahmed Antwi-Boampong, David King Boison, Musah Osumanu Doumbia, Afia Nyarko Boakye, Linda Osei-Fosua, Kwame Owiredu Sarbeng</text>
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                <text>The study evaluated factors influencing port users’ intentions to participate in Financial Technology (Fintech) in the ports of Ghana. The study used non-experimental quantitative correlational design and the Extended Unified Theory of the Acceptance and Use of Technology (UTAUT2) as the theoretical foundation to assess whether performance expectancy (PE), behavioral intention (BI), effort expectancy (EE), social influence (SI), facilitating conditions (FC), hedonic motivation (HM), price value (PV), and habit (HT) were predictors of the intention of port users to participate in a Fintech program with age as a moderating factor. The sample comprised 407 individuals who work in the port industry and are between 18 and 64 years old; these were randomly selected through the SurveyMonkey platform. The study used principal component analysis (PCA), confirmatory factor analysis, and structural equation modeling to analyze and report the results. Findings show that PE, EE, and HT were predictors of the behavioral intention of port users to participate in a Fintech in the maritime and ports in Ghana. FC, SI, HM, and PV values could not predict BI for port users to enroll on a Fintech program. Neither did age have a moderating effect on the predictors variable influence on behavioral intention. This study offers a deeper insight into the adoption of Fintech in the port industry and sub-Saharan Africa. The findings can help researchers explain the variations in the UTAUT2 theoretical framework predictions relative to different sectors and disciplines. Researchers who intend to use the UTAUT2 theoretical framework to influence port users BI to enroll in the …</text>
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                <text>A thematic and grounded theory understanding of faculty adoption of blended learning in higher education</text>
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                <text>This paper assesses the teaching and learning experiences of faculty understanding of blending learning in a Higher Education Institutions (HEIs) in Ghana. The driving force for this paper is the transformational agenda of most HEIs to integrate technology with teaching and learning. The study posits that the adoption of blended learning for teaching and learning by faculty members in HEIs interplay with external and internal factors within and without the universities. Nonetheless, blended learning approaches in teaching boils down to motivation as the core concern around which these afore mentioned factors revolve. The experiences of fifteen faculty members using blended learning at the Ghana Technology University College was analysed using Thematic Analysis and Grounded Theory to develop a BL model. The paper describes the faculty blended learning adoption model and explains the model constructs …</text>
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                <text>An investigation into barriers impacting against faculty blended learning adoption</text>
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                <text>Ahmed Antwı-boampong</text>
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                <text>Blended Learning has not attained campus-wide integration and adoption as the preferred teaching delivery mode by faculty members a few years after the management of a public university in Ghana decided to move from face to face delivery to the blended mode. This study investigates the barriers impacting faculty Blended Learning in Ghana. The study uses an exploratory qualitative approach to investigate the barriers to faculty non-adoption of blended learning. It also investigates their perceptions and experiences. A total of 22 faculty members from four faculties of the university were purposively selected and interviewed for this study. The data were coded and analyzed using a constant comparative analytical method. Thematic analysis was then applied to generate themes for the findings. The study found four themes that inductively constitute barriers to faculty BL adoption. These are infrastructure, faculty concerns, institutional, technical support barriers. The study provides insights into the lived experiences of faculty members relative to the impediments they face in adopting BL. Thus, administrative managers need to avert their attention to institutional related barriers, faculty related concerns, technical barriers, and infrastructure-related barriers when implementing BL.</text>
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                <text>Anadolu University</text>
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                <text>Testing the impact of environmental taxation and IFRS adoption on consumption‐based carbon in European countries</text>
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                <text>Ahmed Samour, Mohammed Musah, Sagiru Mati, Fethi Amri</text>
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                <text>Several governance regulations have been adopted in European countries to promote environmental sustainability, such as environmental taxation and environmental disclosures in financial reports. In this context, this paper examines the linkage between environmental taxation, International Financial Reporting Standards (IFRS), and environmental sustainability in European countries from 1994 to 2018. Unlike earlier empirical studies, the present work is the first to assess the impact of environmental taxation and IFRS adoption on consumption-based carbon emissions. In order to yield valid and reliable outcomes, the modern econometric method that is vigorous to cross-sectional dependence and slope heterogeneity was employed. Likewise, the study uses the novel method of moment quantile regressions (MMQR). The MMQR outcomes illustrated that environmental taxation significantly negatively affects …</text>
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                <text>2024</text>
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                <text>Analyzing the Effect of Oil Price Fluctuations on the Performance of Petroleum Marketing Companies in Nigeria: A Case Study of Total&#13;
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                <text>Ahmed Umar Farouk</text>
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                <text>Riverson Oppong, (Phd)&#13;
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                <text>The work analyzes Oil price effect fluctuations on performance of Petroleum products Marketing Companies in Nigeria. Trends of Oil price fluctuations and performance of Petroleum products Marketers are described here. The work further examines the effect of the fluctuation in Oil price on the performance of Petroleum products Marketers, and further checks the causal relationship between fluctuation of Oil price and the performance of Petroleum products Marketers in Nigeria between 1970 and 2018. Secondary data was employed for the analysis. The data was sourced from CBN Annual Report. Graphs were used to describe the trends of variables while the ARCH-GARCH analysis, granger causality test, and Vector Autoregressive analysis were employed in the analysis. Unit root test and the Co-integration test were also used to check for stationarity and long-run relationship, respectively. Jarque-Bera statistic for crude oil price (3.509752) with a probability of 0.172929 indicates normality, while that of Profit after tax is 6.370729 with probability value of 0.041363 indicates that there is no normal distribution. The stationarity test shows that all variables are I(1). Cointegration test showed the existence of one co-integrated equation at 5 per cent level of significance. The Error Correction Term (ECT) has a coefficient of -0.316976 with probability value 0.0184, which is significant at 5%. This indicates that in the short run, performance adjust to about 31% of the price fluctuation, while the remaining 69% is accounted for in the long-run. The F statistics of the ARCH LM test results also indicate that there is no ARCH effect. The F value of 2.02960 for causality from COP to LPAT and with probability value of 0.1564, shows that Oil price fluctuation does not granger-cause Performance of Petroleum products Marketers in Nigeria. Similarly, there is the absence of causal relationship from LPAT to COP, with F statistic and probability value of 0.95211 and 0.4020 respectively, thus there exist no causality between COP and LPAT.&#13;
The study recommends that Oil marketers should move from just describing or forecasting oil price volatility as high or low to understanding the dynamics of the oil market.</text>
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