109 10 3108 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Faculty of IT Business Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Is there discrimination against the agricultural sector in the credit rationing behavior of commercial banks in Ghana? Creator An entity primarily responsible for making the resource Frank Gyimah Sackey Description An account of the resource Purpose The purpose of this paper is to examine if credit rationing persists even in the era of financial liberalization, the extent to which individual, firm and loan characteristics influence the rationing behavior of commercial banks and whether the agricultural sector is discriminated against in the commercial bank credit market. Design/methodology/approach The study employed a probit model with marginal effects and a generalized Blinder-Oaxaca decomposition estimation on a randomly selected data of 1,239 entrepreneurs from eight commercial banks’ credit records about their individual, firm and loan characteristics. Findings The study revealed that credit rationing persists and that applying for a relatively longer payment period, providing collateral and guarantor, being illiterate, being relatively older and being in the agricultural sector increases the likelihood of being credit rationed, while having some relationship … Publisher An entity responsible for making the resource available Emerald Publishing Limited Date A point or period of time associated with an event in the lifecycle of the resource 2018 Source A related resource from which the described resource is derived https://scholar.google.com/citations?view_op=view_citation&amp;hl=en&amp;user=dzxWX-AAAAAJ&amp;citation_for_view=dzxWX-AAAAAJ:d1gkVwhDpl0C Language A language of the resource English https://www.repository.gctu.edu.gh/files/original/8957d651df98c50617e09a3e7e55e1e6.pdf b4c0d87d2be0b77e63c9276475d04361 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Faculty of IT Business Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Microeconomic determinants of privates of private inward remittances to households in Ghana: a case study Creator An entity primarily responsible for making the resource Frank Gyimah Sackey Description An account of the resource This paper examined the microeconomic determinants of inward remittances of migrants to their respective households at home. It looked at the likelihood that a migrant will remit home with regards to the household size, the monthly income of the household, the sex of the migrant, whether the migrant has an immediate family at home, obligation, among other things. Questionnaires were administered to recipients of such remittances. A total of 61 responses were used to determine the likelihood. Logit estimation was then run and the results showed that insurance and exchange were theories explaining the motive to remit. It also found the household size and the number of years of stay of the migrant in the host country to be significant in explaining the likelihood to remit. The conclusion drawn from this paper is that it is important to look at determinants to remit by looking at the actual situation of the country understudy with regards to its social, cultural and traditional settings as well as their economic situations since these factors determine the propensity to travel abroad and hence determining the motive to remit. Nonetheless these findings would serve as a basis and a guide for studying and improving in the alleviation of poverty as well as the development impact of remittances on the countries concerned. It will also serve as literature and a guide for future study. Date A point or period of time associated with an event in the lifecycle of the resource 2011 Source A related resource from which the described resource is derived https://scholar.google.com/citations?view_op=view_citation&amp;hl=en&amp;user=dzxWX-AAAAAJ&amp;citation_for_view=dzxWX-AAAAAJ:9yKSN-GCB0IC Language A language of the resource English https://www.repository.gctu.edu.gh/files/original/44b9f3d25cd6c4a0ab94fba6693df490.pdf 8cf2668dc8d97fae7d085cb765b1b405 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Faculty of IT Business Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Borrower–lender relationship and access to commercial banks’ credit market Creator An entity primarily responsible for making the resource Frank Gyimah Sackey Description An account of the resource The study examined the extent to which borrower–lender relationships affect the rationing behavior of commercial banks in Ghana. A cross-sectional panel data comprising 14 commercial banks were used for the study. Using the classical linear regression model our results showed that borrowers who have long-term relationships with the banks received more credit at reduced interest rates. It was also observed that years of experience in business, gender, age, sector of business, value of assets, profits and loan maturity period were the significant factors influencing the rationing behavior of the commercial banks. The overall results are quiet revealing, and points to the fact that the long-term borrower–lender relationships lead to some level of trust and confidence between the borrower and the lender that comes with its accrued benefits. Publisher An entity responsible for making the resource available Taylor & Francis Date A point or period of time associated with an event in the lifecycle of the resource 2019 Source A related resource from which the described resource is derived https://scholar.google.com/citations?view_op=view_citation&amp;hl=en&amp;user=dzxWX-AAAAAJ&amp;citation_for_view=dzxWX-AAAAAJ:2osOgNQ5qMEC Language A language of the resource English https://www.repository.gctu.edu.gh/files/original/36dd9314edda73ff69ae2f9b43a7966e.pdf 10852ff1fd1c949caeea2a6d6ba6a8c3 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Faculty of IT Business Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Essays on microfinance institutions and human capital Creator An entity primarily responsible for making the resource Frank Gyimah Sackey Description An account of the resource The real wealth of every nation is its people and this is the belief of the United Nations, with its Date A point or period of time associated with an event in the lifecycle of the resource 2016 Source A related resource from which the described resource is derived https://scholar.google.com/citations?view_op=view_citation&amp;hl=en&amp;user=dzxWX-AAAAAJ&amp;cstart=20&amp;pagesize=80&amp;citation_for_view=dzxWX-AAAAAJ:0EnyYjriUFMC Language A language of the resource English https://www.repository.gctu.edu.gh/files/original/28ddaf3c84ae68abec29a3439458916b.pdf f691ea215e485579cedb8f180e1673f7 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Faculty of IT Business Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Determinants of credit rationing to the private sector in Ghana: A case study of some commercial banks in the Greater Accra Region of Ghana Creator An entity primarily responsible for making the resource Frank Gyimah Sackey Description An account of the resource This study was designed to investigate the rationing behavior of some commercial banks in the Greater Accra region, by looking at the impact of some variables on the amount of loan realized even in the era of interest rate liberalization. A single equation model involving the amount of loan realized as the dependant variable, and interest rate, the value of assets, the value of collateral security, net profits, experience in business, sex, age and purpose as the exogenous variables. The explanatory variables were jointly significant in explaining the dependant variable. The results imply that even though interest rate may be liberalized" 0 that the banks could determine their own interest rates that will make them allocate credit to the private sector. they will still ration out credit instead since other determinants such as those analyzed in this research are of much importance in determining credit allocation due to the … Date A point or period of time associated with an event in the lifecycle of the resource 2010 Source A related resource from which the described resource is derived https://scholar.google.com/citations?view_op=view_citation&amp;hl=en&amp;user=dzxWX-AAAAAJ&amp;cstart=20&amp;pagesize=80&amp;citation_for_view=dzxWX-AAAAAJ:u-x6o8ySG0sC Language A language of the resource English https://www.repository.gctu.edu.gh/files/original/2506b163ac2d90d23579c75f9f2aa341.pdf c5c9670bbccc9848b12f573cae3a40ba Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource <strong>Faculty Research Publications</strong> Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Social Sciences & Humanities Open Creator An entity primarily responsible for making the resource Frank Gyimah Sackey Description An account of the resource This design-based research (DBR) investigates the redesign of a 13-month interdisciplinary teacher preparation program to co-prepare secondary and special education teacher candidates to plan and implement evidencebased practices to meet content and literacy needs of all learners within secondary classrooms. The Theory of Change explores mechanisms for change under the umbrella of Universal Design for Learning (UDL). The UDL framework can support teacher candidates in meeting the needs of students with exceptionalities in the general education classroom, yet few studies have explored the in-depth application of UDL in authentic settings across preparation program duration. DBR methods organize study design, iterative data collection, and retrospective analysis of artifacts including candidates' edTPA portfolios and action research papers. Findings revealed strengths and challenges in candidates’(n= 14) application of components. Results for specific components and various disciplines are discussed. Implications for collaborative preparation of general and special education candidates are identified. Date A point or period of time associated with an event in the lifecycle of the resource 2023 Source A related resource from which the described resource is derived https://scholar.google.com/citations?view_op=view_citation&amp;hl=en&amp;user=dzxWX-AAAAAJ&amp;cstart=20&amp;pagesize=80&amp;citation_for_view=dzxWX-AAAAAJ:ZeXyd9-uunAC Language A language of the resource English https://www.repository.gctu.edu.gh/files/original/b5d1919d9b28880c22e3020c39e4c36e.pdf f8164b4a5fc4e42ef627f9ab95a89d12 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Faculty of IT Business Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Effects of share pricing on firms’ performance in Ghana Creator An entity primarily responsible for making the resource Frank Gyimah Sackey, Akotey Joseph Oscar Description An account of the resource This study is designed to examine the effects of share pricing on firm’s performance. Net profit earnings of the firm was used as the dependent variable for the study whilst the independent variables constituted some characteristic indicators that can affect the firm’s performance such as earnings per share, return on equity, return on assets, return on investments and overheads. Five listed companies namely; the Ghana Commercial Bank, Enterprise Insurance, Mechanical Lloyd, Aluworks Ghana Limited and Standard Chartered Bank were used for the study. A random model was used to test for the effects of the various variables on firm’s performance using a panel data. The results show that earning per share was significant and positive in explaining firm’s performance whilst return on investment and overheads were significant but negative in explaining firm’s performance. Return on assets and return on equity were however, insignificant in explaining firm’s performance. it is therefore recommended that firms trade on the stock exchange to attract more shareholders through their share pricing as this will enable them to increase their capital gain as well as the public patronizing not only in their shares but also being part of them and hence patronizing their products since they will have a stake in it. Date A point or period of time associated with an event in the lifecycle of the resource 2011 Source A related resource from which the described resource is derived https://scholar.google.com/citations?view_op=view_citation&amp;hl=en&amp;user=dzxWX-AAAAAJ&amp;citation_for_view=dzxWX-AAAAAJ:LkGwnXOMwfcC Language A language of the resource English Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Faculty of IT Business Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Determinants of commercial banks profitability in Ghana:panel evidence from 1999-2008 Creator An entity primarily responsible for making the resource Frank Gyimah Sackey, Anthony A Ahiawodzi Publisher An entity responsible for making the resource available The Development Universal Consortia Date A point or period of time associated with an event in the lifecycle of the resource 2010 Source A related resource from which the described resource is derived https://scholar.google.com/citations?view_op=view_citation&amp;hl=en&amp;user=dzxWX-AAAAAJ&amp;cstart=20&amp;pagesize=80&amp;citation_for_view=dzxWX-AAAAAJ:Zph67rFs4hoC Language A language of the resource English https://www.repository.gctu.edu.gh/files/original/4aa17ed3858bcd06036446cea703729c.pdf cff23b94b6a3d434ebafae54e8678b01 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Faculty of IT Business Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Firm characteristics and asymmetric information based credit rationing in an emerging economy: a gender perspective Creator An entity primarily responsible for making the resource Frank Gyimah Sackey, Asravor. Richard Kofi, Emmanuel Orkoh, Isaac Ankrah Description An account of the resource Micro, Small and Medium firms’ credit access remains a dilemma though the financial sector has been liberalized. This paper investigates the factors influencing credit rationing and how variations in the characteristics of firms owned by different genders contribute to credit rationing. The study utilizes probit estimation with marginal effects, Fairlie counterfactual and decomposition analysis to analyze both credit rationing and the extent to which the credit rationing gap is influenced by differences in gender endowments and discrimination using 1,430 firms’ owners’ loan applications randomly selected from eight (8) commercial banks. Our results show that borrowers having more years of experience, external market access, proximity to lender, being older and being male are not likely to experience credit rationing. Borrowers in the agricultural sector, with long term loans, who lack formal education, run labor-intensive … Publisher An entity responsible for making the resource available Springer Date A point or period of time associated with an event in the lifecycle of the resource 2023 Source A related resource from which the described resource is derived https://scholar.google.com/citations?view_op=view_citation&amp;hl=en&amp;user=qSyX_i8AAAAJ&amp;citation_for_view=qSyX_i8AAAAJ:Y0pCki6q_DkC Language A language of the resource English Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Faculty of IT Business Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Investigating the impact of institutional quality under the petroleum price deregulation policy regime on the economic growth of Ghana Creator An entity primarily responsible for making the resource Frank Gyimah Sackey, Emmanuel Orkoh, Mohammed Musah Description An account of the resource The importance of institutional quality as a means of influencing economic growth is being given much attention. This paper examines the extent to which institutional quality under the price deregulation policy in Ghana impacts GDP growth. The study employs the Bayesian linear regression and the auto regressive distributed lag (ARDL) models in estimating a quarterly data that spans from the first quarter of 2005 to the fourth quarter of 2022. We observe that an increase in petroleum prices increases GDP growth by 0.3 units in the long run while an increase in inflation reduces GDP growth by 0.6 units in the short run. Again, we observe that in the short run an increase in foreign direct investment increases GDP growth by 3.24 units. The interactions of petroleum prices and institutional quality on the other hand reduces GDP growth in the short run by 0.91 but tend to increase GDP growth by 1.45 which is … Publisher An entity responsible for making the resource available Springer International Publishing Date A point or period of time associated with an event in the lifecycle of the resource 2024 Source A related resource from which the described resource is derived https://scholar.google.com/citations?view_op=view_citation&amp;hl=en&amp;user=dzxWX-AAAAAJ&amp;cstart=20&amp;pagesize=80&amp;citation_for_view=dzxWX-AAAAAJ:maZDTaKrznsC Language A language of the resource English