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                  <text>Faculty of IT Business</text>
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                <text>Exploring the contributions of microfinance institutions to the ghanaian economy: a study at Takoradi</text>
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                <text>Daniel Odoom, Kennedy Oppong Fosu, Kwadwo Ankomah, Marian Birago Amofa</text>
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                <text>Micro-Finance Institutions (MFIs) play an important role in making services available to the financially excluded masses, especially the needy and the informal sector. MFIs do not only have a considerable influence in reducing poverty but also the ability to do that sustainably. These institutions predominantly are regarded to be critical tools for growth in battling poverty and over-reliance on central and local governments, in several developing nations including Ghana. In spite of the above, MFIs face a number of challenges in Ghana, with the news of collapse of some MFIs which has become a cause for concern to various stakeholders. This tends to create some doubts regarding the role MFIs play in the Ghanaian economy. Using Takoradi as a case, this study sought to examine the views of operators and employees of MFIs with regard to the contributions of the institutions to the economy of Ghana through descriptive survey design in a quantitative research approach. The researchers adopted the purposive and simple random sampling techniques in selecting 114 respondents for the study, with questionnaire as the research instrument. Analytical tools used for the study were frequencies, percentages and an independent sample t-test. The study revealed that in terms of their types based on client base, most microfinance institutions operating in the city targeted SME operators. Also, based on their services, MFIs in the city were grouped into individual lending, group lending, compulsory and voluntary savings, among others. Again, the study found that MFIs in Takoradi contribute variously to the local economy including provision of financial …</text>
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                <text>https://scholar.google.com/citations?view_op=view_citation&amp;amp;hl=en&amp;amp;user=QN2MUMkAAAAJ&amp;amp;citation_for_view=QN2MUMkAAAAJ:u-x6o8ySG0sC</text>
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                <text>COMPARATIVE ASSESSMENT OF MINE REHABILITATED SOIL AND UNMINED SOIL–A CASE STUDY AT GOLDEN STAR WASSA LIMITED</text>
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                <text>T Joe-Asare, S Otoo, F Krampah, VS Seshie</text>
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                <text>Land rehabilitation remains an essential concept in the extraction of mineral resources. It incorporates the principles of sustainability into the mineral extraction process by restoring biotic function and ensuring ecological sustainability of the derelict sites. Soil quality is a key indicator of ecosystem sustainability and a tool to evaluate the sustainability of a rehabilitation project.</text>
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                <text>A Program in Visual Basic for Simulation and Control of Acidic Wastewater Neutralisation System</text>
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                <text>S Fosu, EB Danuba, F Krampah, Theophilus Joe-asare</text>
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                <text>The primary objective of this paper was to investigates the use and benefits of simulation for basic instrumentation and process control education. This simulation approach provide valuable solution by giving clear insights into complex systems. A graphic computer simulation program, for controlling and neutralising acidic wastewater has been developed. The simulator (pH-neutraliser) was developed using Microsoft Visual Basic Programming language and process control principles. The program was designed to provide an intuitive interface by correcting and adjusting the acidic pH of wastewater to 7 (neutral pH) before discharge into the environment. The acidic wastewater can be neutralised by alkali reagents like caustic soda or lime. The simulator was designed to operate in both manual and automatic modes during the neutralisation process. In the manual mode, the pH-neutraliser alerts an operator by sounding an alarm and suggests the percentage by which the alkali reagent valve should be opened to add required amount to bring the pH of the wastewater to 7. This is done when the measured value from the pH sensor and transmitter is not equal to the desired value. In the automatic mode, the neutraliser is expected to automatically open the alkali reagent valve to the required percentage to add the needed amount of alkali to make the pH of wastewater neutral. The pH neutralisation automation of wastewater can be achieved with the aid of pH analytical sensor and transmitter, signals, controller and feedback control mechanism.</text>
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                <text>2020</text>
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                <text>444 Nature of past remedial measures: the case of Ghanaian mining industry</text>
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                <text>Theophilus Joe-Asare, Eric Stemn, Newton Amegbey</text>
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                <text>Background&#13;
Two processes are required to prevent similar/same events from occurring again whenever an accident occurs; causal factors identification and planning and implementation of remedial measures. Without proper planning and implementation, latent conditions with the system will remain unfixed, and accidents will continue to occur. A preliminary analysis of investigations reports within the Ghanaian Mines reveals that the cases are similar, which raises the question, What is the nature of the remedial measures proposed to address the causes identified?&#13;
Methods&#13;
The study adopts SMARTER from the business studies with the addition of HMW (H-Hierarchical, M-Mapping and W-Weighting of causal factors) to analyse the recommendations from 500 cases obtained from seven gold mines in Ghana.&#13;
Results&#13;
The results showed that most of the recommendations are administrative, focusing on fixing the …</text>
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                <text>BMJ Publishing Group Ltd</text>
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                <text>2022</text>
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                <text>https://scholar.google.com/citations?view_op=view_citation&amp;amp;hl=en&amp;amp;user=4--inMwAAAAJ&amp;amp;citation_for_view=4--inMwAAAAJ:W7OEmFMy1HYC</text>
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                <text>Improving Remedial Measures from Incident Investigations: A Study Across Ghanaian Mines</text>
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                <text>Theophilus Joe-Asare, Eric Stemn</text>
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                <text>Background&#13;
Learning from incidents for accident prevention is a two-stage process, involving the investigation of past accidents to identify the causal factors, followed by the identification and implementation of remedial measures to address the identified causal factors. The focus of past research has been on the identification of causal factors, with limited focus on the identification and implementation of remedial measures. This research begins to contribute to this gap. The motivation for the research is twofold. First, previous analyses show the recurring nature of accidents within the Ghanaian mining industry, and the causal factors also remain the same. This raises questions on the nature and effectiveness of remedial measures identified to address the causes of past accidents. Secondly, without identifying and implementing remedial measures, the full benefits of accident investigations will not be achieved. Hence …</text>
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                <text>2024</text>
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                <text>Assessment of the potability of underground water from a small scale underground mine: A case study</text>
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                <text>Theophilus Joe-Asare, Michael Stanley Peprah, Maxwell Mingle Opoku</text>
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                <text>This study sought to investigate the potability of underground water from the Mohammed and Brothers Small Scale Underground Mine in Tarkwa by analysing two samples of the underground water to determine the water’s physico-chemical parameters and the metals concentrations and coliforms in it. The physico-chemical parameters were analysed using Oyster series multi-meter (341350A) and Hydro test HT 1000 photometer. The result showed that the parameters were within the recommended World Health Organisation (WHO) and United States Environmental Protection Agency (USEPA) limits except for salinity and apparent colour. Analyses for metals and arsenic were conducted using the Varian Atomic Absorption Spectrometer (Varian ASS 240 FS). All the metals analysed were within the standards set by WHO and USEPA but the level of arsenic was above limit. The level of total coliforms and faecal coliforms were determined at the Intertek Service Limited, Tarkwa. The result showed that the levels were within the standards set by WHO and USEPA. The Water Quality Index (WQI) was calculated using the analysed water parameters. High levels of arsenic and salinity in the water renders it unsafe for drinking. Treatment of the water to reduce the arsenic and salinity levels to the standards set by WHO and USEPA will make it suitable for drinking and other domestic purposes.</text>
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                <text>The use of bauxite as an arsenic filter</text>
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                <text>SA Ndur, H Osei, CE Abbey, Theophilus Joe-Asare</text>
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                <text>Arsenic (As) has the potential to negatively affect soils and groundwater quality, and cause several public health challenges. It is usually concentrated and released during metal mining of ores that contains arsenic-bearing minerals. Remediation strategies are in place to avoid pollution. In this study, bauxite from Awaso, Ghana, was characterised, and its ability to sequester As was tested under varying conditions of temperature, Eh and pH. The study showed that the best particle size in the range utilised was 80% passing 2 mm as it allowed easy percolation, and As removal was about 95%. The reaction is a favourable pseudo-second order reaction that is spontaneous and thermodynamically stable and compares well with the Langmuir Sorption Isotherm. About 80% sorption was achieved within 20 minutes of contact with low desorption rate of less than 1.8%. The study thus concludes that bauxite is a good filter for arsenic.</text>
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                <text>2019</text>
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                <text>https://scholar.google.com/citations?view_op=view_citation&amp;amp;hl=en&amp;amp;user=4--inMwAAAAJ&amp;amp;citation_for_view=4--inMwAAAAJ:d1gkVwhDpl0C</text>
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              <name>Title</name>
              <description>A name given to the resource</description>
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                  <text>Faculty of IT Business</text>
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      <name>Text</name>
      <description>A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text.</description>
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                <text>Relationships among causal factors influencing mine accidents using structural equation modelling</text>
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                <text>Theophilus Joe-Asare, Eric Stemn, Newton Amegbey</text>
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            <description>An account of the resource</description>
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                <text>Accidents occur due to a series of interactions between deficiencies within the various levels of a sociotechnical system. Quantifying the relationship between upper and lower levels helps develop accident countermeasures focusing on significant organisational latent conditions. This study explores the relationship between the causal factors of accidents within Ghanaian mines using SEM. Data obtained from the analysis of incident reports using HFACS-GMI were quantified to enable its use in the SEM software, as SEM calculations cannot be done using a 0/1 description. The study also tests five hypotheses, including the basic assumption of the HFACS model. The case study results showed that organisational factors significantly influence workplace/individual conditions; upper causal categories do not only influence adjacent immediate lower causal categories, and partial correlations exist between causal …</text>
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                <text>Taylor &amp; Francis</text>
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                <text>2023</text>
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                <text>https://scholar.google.com/citations?view_op=view_citation&amp;amp;hl=en&amp;amp;user=4--inMwAAAAJ&amp;amp;citation_for_view=4--inMwAAAAJ:eQOLeE2rZwMC</text>
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              <name>Title</name>
              <description>A name given to the resource</description>
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                <elementText elementTextId="10216">
                  <text>Faculty of IT Business</text>
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          <element elementId="50">
            <name>Title</name>
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                <text>Applicability and Usefulness of the HFACS-GMI</text>
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            <name>Creator</name>
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                <text>Theophilus Joe-Asare, E Stemn, N Amegbey</text>
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            <description>An account of the resource</description>
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                <text>To present information such as causes of accidents and their consequences on the Ghanaian mining industry in the safety literature, classification schemes for incident analysis within the safety literature were studied. Human Factor Analysis and Classification Scheme (HFACS) emerged suitable for incident analysis. Base on its suitability for incident analysis within the Ghanaian Mining Industry (GMI), a derivative of the HFACS, namely HFACS-GMI, was proposed. This research seeks to study the usefulness and the applicability of the HFACS-GMI. Collectively, 56 incident investigation reports were obtained from an open cast gold mine in Ghana and analysed using the HFACS-GMI. Two cases, an equipment damage incident and an injury incident, were used to demonstrate the coding processing in identifying the causal factors. The analysis shows that most mishaps are associated with adverse workplace/operator conditions (151 references), with the physical environment (72.2%) being cited as the major causal code under the tier. Management decision showed a major contribution (74.1%) to mishap under the causal codes. Most cases were attributed to mistake error (57.4%) followed by the contravention (51.1%) of set rules and procedures with the operator's act tiers. Inadequate work standards (27.8%) and failure to ensure competency (24.1%) under the operational process and leadership flaw causal codes, respectively, were identified as the most cited nanocode. Management decision is critical in a mishap and should be given much attention in developing accident prevention strategies. The study has demonstrated that HFACS-GMI is …</text>
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                <text>2021</text>
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                <text>https://scholar.google.com/citations?view_op=view_citation&amp;amp;hl=en&amp;amp;user=4--inMwAAAAJ&amp;amp;citation_for_view=4--inMwAAAAJ:Y0pCki6q_DkC</text>
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              <name>Title</name>
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      <name>Text</name>
      <description>A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text.</description>
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          <element elementId="50">
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                <text>The influence of accident manuals on the effectiveness of accident investigations–An analysis of accident management documents of Ghanaian mines</text>
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            <name>Creator</name>
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                <text>Eric Stemn, Theophilus Joe-Asare</text>
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            <name>Description</name>
            <description>An account of the resource</description>
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                <text>Accident investigations are mostly driven by policies and procedures laid down in an organisation’s incident management document. Such document determines the objective, scope, direction and focus of the investigation, and therefore influence the effectiveness of the investigation. This research sought to examine accident management documents and determine their effects on the effectiveness of investigation in Ghanaian mines. Twelve documents were collected from five large-scale Ghanaian mines and analysed using an integration of inductive and deductive approaches. The documents were analysed based on three major evaluation criteria, namely, the system of investigation, investigation process/activities and characteristics of the method investigation. Results showed that, when investigating an incident, all the mines focused on identifying the problem, with limited focus on proposing and implementing …</text>
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                <text>Elsevier</text>
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                <text>2021</text>
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            <description>A related resource from which the described resource is derived</description>
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                <text>https://scholar.google.com/citations?view_op=view_citation&amp;amp;hl=en&amp;amp;user=4--inMwAAAAJ&amp;amp;citation_for_view=4--inMwAAAAJ:2osOgNQ5qMEC</text>
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