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                <text>Credit risk, deposit mobilization and profitability of Ghanaian banks</text>
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                <text>John Akuma, Isaac Doku, Nathaniel Awer</text>
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                <text>This paper seeks to investigate the relationship between deposit mobilization, credit risk and profitability of Ghanaian banks from 2002 to 2011. Secondary data were obtained from financial statements of 17 Ghanaian banks who have operated consistently within the study period. Panel regression analysis is used in the estimation of a function relating to the return on assets (ROA) to measures of credit risk and deposit mobilization as well a few control variables. The results reveal a significantly positive relationship between credit risk, deposit mobilization, growth in interest income, capital adequacy ratio and profitability of Ghanaian banks. However, a significantly negative relationship between year-on-year inflation and ROA was found. With regard to the relationship between bank size and profitability, the results found no significant association between the two. The research suggests that profitable banks in Ghana depend more on bank deposits as one of their main financing options. In the Ghanaian case, a high proportion (64.33%) of total liabilities is represented by bank deposits; attesting to the fact that Ghanaian banks largely depend on deposits for financing their operations. The study recommends that banks should implement effective strategies to mobilize more deposits from both the formal an informal sectors of the economy. They should also invest heavily in credit risk management. Both strategies will enhance their profitability.</text>
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                <text>Determinants of capital structure of listed oil marketing companies in Ghana</text>
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                <text>Isaac Doku, Elvis Adjei, Harrison Adjimah, John Akuma&#13;
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                <text>Capital structure decisions are the most crucial decisions taken by corporate organizations, as these decisions have massive impact on the overall cost of capital weighted average and the resultant profitability and market value of shares. Most of the researches conducted on capital structure concluded that there is an optimal capital structure that is affected by a variety of internal and external factors. These factors usually differ from country to country and industry to industry. This paper using a case study methodology, investigated the determinant of capital structure of oil companies in Ghana. The study examined how internal factors such as profitability, asset tangibility, growth, size and riskiness of a firm impacts on the capital structure of the two listed oil marketing companies in Ghana (GOIL and TOTAL) for the period between 2005 and 2014 using ordinary least square regression. The findings indicated that all the factors have significant impact on financial leverage.</text>
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                <text>2016</text>
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            <description>A related resource from which the described resource is derived</description>
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            <description>A name given to the resource</description>
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                <text>Banking efficiency in emerging economies: Does foreign banks entry matter in the Ghanaian context?</text>
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            <description>An entity primarily responsible for making the resource</description>
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                <text>Daniel Ofori‐Sasu, Lord Mensah, John Kwame Akuma, Isaac Doku</text>
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                <text>This study empirically examines the effect of foreign banks entry on banking efficiency scores, using the truncated regression data envelopment analysis model for 25s banks in Ghana, over a 6‐year period (2010–2015). We decompose the efficiency scores into three (technical, cost, and allocative efficiency), and the results indicate that banks in Ghana are marginally inefficient in operating closer to their optimal capacity. The findings show that the input‐oriented model slacks are needed to push an inefficient bank closer to where an efficient bank is positioned. From the results, an immediate and a short‐term entry of foreign banks have a consistent negative relationship with both technical‐ and cost‐efficiency scores whereas long‐term entry of foreign banks shows an inconsistent relationship with the three banking efficiency scores. Thus, the drive towards a positive impact of foreign banks entry on the three …</text>
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            <name>Date</name>
            <description>A point or period of time associated with an event in the lifecycle of the resource</description>
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                <text>2019</text>
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            <description>A related resource from which the described resource is derived</description>
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                <text>https://scholar.google.com/citations?view_op=view_citation&amp;amp;hl=en&amp;amp;user=qGn6xmQAAAAJ&amp;amp;citation_for_view=qGn6xmQAAAAJ:u-x6o8ySG0sC</text>
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              <name>Title</name>
              <description>A name given to the resource</description>
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                  <text>Faculty of IT Business</text>
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                <text>Effect of Chinese foreign direct investment on economic growth in Africa</text>
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            <description>An entity primarily responsible for making the resource</description>
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                <text>Isaac Doku, John Akuma, John Owusu-Afriyie</text>
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                <text>Purpose&#13;
This study aims to examine the quantitative effect and direction of Chinese Foreign Direct Investment (FDI) on economic growth in Africa using a sample of 20 African countries from 2003 to 2012 with data obtained from United Nations Conference on Trade and Development and the World Bank.&#13;
Design/methodology/approach&#13;
The study used panel least squares regression, specifically fixed effect model to examine the quantitative effect of Chinese FDI on economic growth in Africa. The study also used Granger causality test to examine whether a causal relationship exists between economic growth and China’s FDI in Africa.&#13;
Findings&#13;
The study finds that a 1 per cent increase in China’s FDI stock in Africa significantly increases Africa’s gross domestic product (GDP) growth by 0.607 per cent, all things being equal. Furthermore, the study finds that a causal link exists between GDP growth in Africa and China’s …</text>
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            <description>An entity responsible for making the resource available</description>
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              <elementText elementTextId="14951">
                <text>Emerald Publishing Limited</text>
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            <name>Date</name>
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                <text>2017</text>
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            <description>A related resource from which the described resource is derived</description>
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              <name>Title</name>
              <description>A name given to the resource</description>
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                  <text>Faculty of IT Business</text>
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            <description>A name given to the resource</description>
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                <text>The Role of Microfinance in Promoting Women's Empowerment: A Socioeconomic Approach</text>
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                <text>Gertrude Amoakohene, Stephen Owusu Afriyie, Joseph Nkyi, Mohammed Musah, Peter Yao Lartey</text>
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            <description>An account of the resource</description>
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                <text>Women's economic empowerment is a technique meant to give them more authority over decisions, increase their income, and own assets. Since empowering women is essential to achieving the goals of development and reducing poverty, numerous attempts have been made to address this issue. Microfinance institutions (MFIs) have emerged as key tools over the past few decades to not only address poverty, but also to empower women in particular. It is believed that by employing microfinance, which has been shown to be one of the most effective approaches, women may gain some kind of personal empowerment. The primary objective of this research is to analyse how microfinance affects women's economic empowerment. Microfinance significantly boosts women's independent revenues, their levels of asset ownership, and their savings, which all contribute to their economic empowerment. The research …</text>
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                <text>IGI Global</text>
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            <name>Date</name>
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                <text>2023</text>
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            <description>A related resource from which the described resource is derived</description>
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                <text>https://scholar.google.com/citations?view_op=view_citation&amp;amp;hl=en&amp;amp;user=TfIweAkAAAAJ&amp;amp;citation_for_view=TfIweAkAAAAJ:d1gkVwhDpl0C</text>
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              <elementText elementTextId="14933">
                <text>English</text>
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                  <text>Faculty of IT Business</text>
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                <text>The Intervention of Technology in Education Under Isolation: Intuitions from Covid</text>
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                <text>Stephen Owusu Afriyie, Joseph Akwasi Nkyi, Gertrude Amoakohene, Mohammed Musah, Peter Yao Lartey</text>
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            <description>An account of the resource</description>
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                <text>The novel Coronavirus Disease (COVID-19) is recognized as a global pandemic, affecting more than 530 million individuals worldwide. The COVID contagion presents an exclusive challenge to education. Due to the restrictions recommended by the World Health Organization (WHO), governments, health professionals, and other organizations, the educational sector moved from offline to online pedagogy. The purpose of this study is to assess the impact of technology in teaching and learning process, student engagement, and faculty involvement toward virtual classrooms as triggered by COVID. A cross-sectional study was conducted to gather information from some teachers and students of Ghana. An online questionnaire was developed to collect data on probable academic outcome envisaged through technology in the midst of educational restriction by the COVID pandemic. About 500 teachers and students …</text>
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                <text>Yan Yu, Jingyi Zhao, Mohammed Musah, Michael Owusu-Akomeah, Joseph Akwasi Nkyi, Jing Li, George Oppong Appiagyei Ampong, Emmanuel Attah Kumah, Siqi Cao, Yuxiang Xu, Yingfang Shi, Liqi Wang, Can Hui, Kaodui Li</text>
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                <text>Africa’s economy continues to be characterized by increasing environmental pollution caused by anthropogenic activities. Despite the implications of environmental pollution in the continent, little attention has been paid to it, although almost all its countries are signatories to the Paris Agreement. One macroeconomic variable that has proven to be a major driver of environmental pollution in the region is industrialization. However, despite the numerous explorations on the connection between industrialization and environmental degradation, limited studies have examined the linkage amidst the series in East Africa. This study was, therefore, conducted to help fill that gap. In accomplishing this goal, econometric techniques that control cross-sectional correlations, heterogeneity, and endogeneity, among others, were employed for the analysis. From the results, the panel under consideration was heterogeneous and cross sectionally correlated. In addition, the studied series were first differenced stationary and co-integrated in the long run. The elasticities of the regressors were explored via the cross sectionally augmented autoregressive distributed lag (CS-ARDL) estimator, the cross sectionally augmented distributed lag (CS-DL) estimator, and the augmented mean group (AMG) estimator. According to the results, industrialization led to a reduction in the environmental quality in the region through high CO2 emissions. In addition, financial development, foreign direct investments, urbanization, and energy consumption were not environmentally friendly in the bloc. On the causal linkages amid the series, bidirectional causalities between …</text>
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                <text>Promoting carbon neutrality in China: do financial development, foreign direct investment, and industrialization play a material role?</text>
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                <text>Jun Yan, Kaodui Li, Mohammed Musah, Lijuan Zhang, Yutong Zhou, Dan Gao, Joseph Akwasi Nkyi, Frank Gyimah Sackey, Emmanuel Attah Kumah, Siqi Cao, Linnan Yao</text>
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                <text>One of the crucial issues confronting China is high carbon dioxide (CO2) emissions. Despite the numerous measures outlined to promote the country’s carbon neutrality target, CO2 emissions in the nation continue to increase. This means that more policy options are needed to help improve environmental sustainability (ES) in the nation. Hence, examining the relationship between financial development (FD), foreign direct investment, industrialization, and environmental sustainability in China to provide proper recommendations to drive the carbon neutrality agenda of the nation is deemed fitting. In attaining this goal, time-series data from the period 1990 to 2018 is employed. According to the results, foreign direct investment deteriorates environmental sustainability by promoting more CO2 emissions. This validates the pollution haven hypothesis (PHH). In addition, industrialization and financial development are not friendly to the nation’s environmental quality. Furthermore, economic growth and urbanization escalate environmental pollution in the nation. In addition, the interactions between financial development and foreign direct investment and between financial development and industrialization deteriorate the environment in China. Moreover, foreign direct investment and financial development have an inverted U-shaped association with environmental degradation, but industrialization and environmental pollution are not nonlinearly related. The study advocated for the implementation of measures that could help advance the carbon-neutrality targets of the nation.</text>
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                <text>Do financial development, urbanization, economic growth and renewable energy promote the emission mitigation agenda of Africa? Evidence from models that account for cross …</text>
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                <text>Yusheng Kong, Mary Donkor, Cheng Jin, Mohammed Musah, Joseph Akwasi Nkyi</text>
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                <text>Carbon emissions from anthropogenic human activities are viewed as the major cause of pollution in the environment. The Paris Treaty came into effect to help minimize the galloping rate of global ecological pollution. The surge in global emissions has prompted other nations to change their environmental regulations to help them to attain their emission mitigation agenda. For instance, China, United States and India have improved their Nationally Determined Contributions they pledged as signatories to the Paris Accord to help them to achieve their sustainable development goals But, despite nations committing to the guidelines of this accord, ecological contamination continues to rise in the globe. To help curb the above menace, a study on the connection between financial development, urbanization, economic growth, renewable energy consumption, and environmental quality of 27 countries from North, South and East Africa over the period 1990 to 2019 was conducted. In attaining this goal, econometric techniques that are robust to heterogeneity and residual cross-sectional dependence were deemed appropriate. From the preliminary analysis, the panel was heterogeneous and cross-sectionally dependent. Also, all the series were stationary after first difference and cointegrated in the long-run. On the regression estimates via the common correlated effects mean group technique, financial development improved environmental quality in the North, South and Eastern regions by 0.56%, 0.42%, and 0.44% respectively. Also, renewable energy promoted ecological safety in the Northern and Eastern regions by 0.24% and 0.08% respectively …</text>
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                <text>Assessing the palliative aspects of green innovations in the non-linear tendencies of environmental sustainability-financial globalization nexus among West African states</text>
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                <text>A reconciliation of the disagreement on whether financial globalization (FG) affects ecological footprint through the scale, technique and composition effects cannot be achieved without an explicit understanding of the direct and indirect interactions of FG with environmental sustainability. Hence, the novel perspective of this study lies in the investigation of how green innovations moderate the non-linear tendencies in the FG-environmental sustainability link among western African states given the abundance of natural resources and the prevailing pace of economic growth. The core findings are obtained from robust analysis based on cross-sectional autoregressive distributed lag (CS-ARDL) technique, the augmented mean group (AMG) technique, and the common correlated effects mean group (CCEMG) advanced estimators. Firstly, the beneficial ecological impacts of green innovations were observed. As per …</text>
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