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                  <text>MSc Management Information Systems</text>
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                <text>Critical Analysis of Information Security Systems in the Banking Industry in Ghana: &#13;
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  &#13;
 &#13;
&#13;
 &#13;
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                <text>Emmanuel Kobla Nornyibey</text>
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                <text>The study focuses on GN Bank as a case study – analyzing the information systems and network infrastructure of the bank. This study analyses the term “information security” and its application in industry particularly the banking industry. Various benefits offered by Information security to the banking industry and challenges encountered are all analyzed in this paper. Issues relating to information security are discussed generally.&#13;
The key functions of this study are directed at assessing vulnerabilities in GN Bank’s information systems and infrastructure; and to explore what investments are made in technical personnel, end users and infrastructure. The study adopts a qualitative approach to exploring information security as far as GN Bank information systems are concerned.&#13;
In order to determine the security posture of GN Bank and make recommendations where applicable, a penetration test is conducted over the bank’s network infrastructure, findings are made and discussed. An interview with the Information security department is also conducted and a summary of the results presented.One key recommendation in this paper is that information security being a business related issue requires much consideration and allocation of sufficient budget not only for acquiring systems but for training technical persons and end users.&#13;
&#13;
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                <text> MSc. in Management Information Systems</text>
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                <text>Ghana Technology University College</text>
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                <text>MAY 2018</text>
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                <text> Dr. Ebenezer Malcalm</text>
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                <text>“Implications of Cloud Computing On Non-Governmental Organizations”  “…Issues Of Data Sharing And Security”. &#13;
 &#13;
 &#13;
 &#13;
.&#13;
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                <text>Bakaweri Batowise Emmanuel</text>
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                <text> MSc. Management Information Systems</text>
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                <text>Ghana Technology University College</text>
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                <text>May 2017</text>
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                <text>Dr. Ezer Osie Yeboah-Boateng</text>
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                <text>Non-governmental organizations operating within the Ghanaian community continue to play a pivotal role in addressing the disparity between rural and urban areas. The activities of these organizations are multifaceted and seen in the various projects or programs that they undertake. Globally the use of information technology tools and applications presents various added benefits to any organization that choose to apply and effectively utilize these tools. At a time when the global call for open data and collaboration between such organizations is highest, NGOs continue to deploy high capital expensive IT infrastructures to meet this purpose as well as the technological needs of their organizations. In addition to these high setup costs, organizations constantly have to monitor, repair and guard these computing systems from security and data breeches. Today cloud computing has been hyped as a feature technology that is being adopted by SMEs and larger corporate organizations as a major enabler of business functions. Although this new paradigm is considered to be in its developmental stages, the recorded benefits have invariable challenged the traditional aspects of computing services among enterprises. This study seeks to encourage the adoption and utilization of cloud technologies for business operations and data sharing among NGOs. More specifically, the study sought to investigate the levels of adoption and utilization of cloud services among various NGOs, benefits and risks that implementers of this technology are likely to encounter in its implementation as well as industry’s practices for mitigating these risks. The results of the study showed that although most individuals alluded to being familiar with the concept of cloud computing, the levels of adoption and utilization of the technology among the larger NGO community was found to be low. From perusal of literary sources, it was also established that cloud adopters spend less on IT architectures that suit their business needs through rapid and easy provisioning of these service, flexibility in scaling up or down IT resources, disaster recovery, data security as well as increased productivity through collaboration. Cloud computing’s risks pertinent to data security, confidentiality, availability; service level agreements, segregation and reliability were also recognized. In conclusion, the study recommends further sensitization and education about cloud computing’s benefits to encourage its adoption and use by NGOs. Likely adopters of this technology are also advised to ensure the development of good holistic service level agreements to prevent legal issues that may arise from implementing cloud and for a smooth cloud experience.</text>
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                <text> Analysis of Security Issues In Electronic &#13;
Payment Systems in Ghana &#13;
&#13;
 &#13;
&#13;
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                <text> Ellis Senyo Cudjoe Dzakpasu </text>
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                <text>The patronage of e-payment systems has significantly increased over the years. In some parts of the world, it has become the most preferred medium of payment. As at 2015, seven out of eight transactions were done electronically in Europe (BUONAGUIDI, 2017). E-payment systems have become essential over time and has necessitated the development of stringent controls to ensure that they are safe to use. Due to the several types of e-payment systems (mobile money, card payment, ACH1) being used in Ghana, the research was narrowed down to card payments give focus to the research in order to make relevant analysis. To make a significant argument on the subject matter, this research employed the use of questionnaires and interviews. Questionnaires were developed for users or consumers of e-payment systems whiles interviews were developed for e-payment vendors (bank). Forty people responded to the research and gave their views on the subject matter whiles five banks represented the banking/vendor space. The inclusion of both card users and vendors in the research gave a 360 analysis of the card payment system. Consumer and producer views were obtained and analyzed provide a holistic view.&#13;
The results of the research showed that 80% of banks in Ghana were not certified in card payment security(PCIDSS2). This means that although majority of banks are issuing out cards and card payment systems (POS and web acquirers), there is no proof that they(banks) have a secured infrastructure to support card payment systems. The results also showed that only 53% of users practice acceptable ways of using cards.&#13;
In conclusion this research showed that although some users are aware of basic card security, there is still a lot of work to be done by card payment vendors (banks) to ensure the security of card payment systems in Ghana. The requirements of this certification(PCIDSS) are stringent&#13;
and will ensure that the accompanying risk of being a provider of card payment systems are mitigated appropriately.</text>
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                <text> MSc Management Information System</text>
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                <text>Ghana Technology University College</text>
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                <text> January, 2018</text>
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                <text> Isaac Hanson&#13;
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                <text>Evaluating the Effect of Technology on Small and Medium Enterprises (SMEs) In Ghana: Case Study of SMEs in the Accra Metropolis&#13;
 &#13;
&#13;
&#13;
&#13;
&#13;
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                <text>Edwin Nii Mensah Abordo</text>
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                <text>Small and Medium Enterprises (SMEs) play a crucial role in building the economies of developing and developed countries. In Ghana, about 90% of businesses are SMEs and contribute immensely in the generation of employment, income and economic growth. Due to its&#13;
tremendous contributions, it becomes necessary to identify the various factors that improve the business operations of such enterprises. One of such identified drivers is technology. Hence, the study is to evaluate the effect of technology on SMEs in the Accra Metropolis. This study is to: assess the present state of technology adoption in SMEs; evaluate the effects of technology in the growth of SMEs and to critically analyze the challenges SMEs encounter in using technology.&#13;
The descriptive survey research design was adopted for this study. Also, the mixed method research approach was used to provide width and depth to the study. In all, fifty-four (73%) questionnaires were successfully received and four interviews were conducted. The qualitative data were analyzed using explanation-building, pattern matching and content analysis while SPSS and Microsoft Excel were used to analyze the quantitative data. The analyzed results were&#13;
presented in descriptive and graphical representations like charts, tables and percentages.&#13;
The study found out that smart phones, desktop computers, laptops and mobile money platforms were the most patronized forms of technology used by SMEs. It also revealed that technology was very beneficial in reducing the cost of business transactions, improving business&#13;
communications and increasing productivity. However, the study identifies that cost of software and equipment as well as unavailability of ICT experts were major challenges that SMEs encountered in adopting technology.&#13;
Based on the findings, the researcher recommended that flexible loans be provided to SMEs to encourage them purchase the necessary technologies for their businesses. Also, NBSSI in collaboration with NGOs could organize trainings to help operators acquire basic ICT skills and&#13;
also to increase the awareness of the benefits of using technology.</text>
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                <text>&#13;
MSc. Management Information System</text>
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                <text>Ghana Technology University Library</text>
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                <text>January 2018</text>
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                <text> Ing. Isaac Hanson</text>
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                <text>Mobile Money Sustainability by Service Providers in Ghana: Challenges and Benefits   &#13;
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                <text>Dennis Nii Adjei Annang</text>
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                <text>The study intended to investigate the sustainability of mobile money in Ghana, which is currently making waves in Ghana. The problem addressed in this research was how mobile money systems are sustained amidst challenges and setbacks to the system. The methods employed to solve the problem was a quantitative approach through the use of a descriptive research design, specifically cross-sectional correlational survey design. From the research results, the study revealed that respondents have knowledge on the sustainability of mobile money, and education is key to make the sustainability of mobile money in Ghana a reality.&#13;
The study also revealed key strategies that are being employed to sustain mobile money and also the practical steps that are in place to make sure the sustainability strategies are realistic. The study further revealed some perceived and real-time challenges that are associated with the sustainability of mobile money in Ghana. An interesting discovery was also made, in terms of Ghana lacking a mobile money sustainability model; thus, three models were developed in this study based on the results and findings obtained at the end of this study.</text>
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                <text> MSc. Management Information Systems</text>
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&#13;
&#13;
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                <text>Dr. Daniel M. O. Adjin</text>
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